"Diligent hands bring wealth."
Make it happen in 2026!
Business loans, mortgages, and financial solutions tailored for your success.
Licensed & Insured
Fully licensed financial services provider
BBB Accredited
A+ rating with Better Business Bureau
24-48 Hour Funding
Fast approval and same-week funding
No Hidden Fees
Transparent pricing and terms
Business Funding Solutions
From startups to established firms, we have funding options for every situation.
Cash Out Refinance Loans
Keep your real estate and get the funding you need. Our real estate based funding can be used for land lots, commercial buildings, multi-family properties, single-family homes and more.
Pre-Qualifications
- No Minimum Credit Score
- All Real Estate Types
- Last 3 Bank Statements
- Up to 80% LTV
Mortgage
Self-employed persons sometimes have the hardest times getting approved for mortgages. Get a mortgage on commercial, mixed-use or multi-family properties with no proof of income!
Pre-Qualifications
- Minimum Credit Score of 650
- Must Have an Active Business
- Down Payment May Be Required
- No Proof of Income Required
Equipment Financing
Finance everything from computers and office furniture to work vehicles and heavy equipment. Get the things you need to run your business successfully.
Pre-Qualifications
- Minimum FICO Score of 625
- 2 Years Minimum in Business
- $10K Minimum Financing
- $40K Minimum Monthly Deposits
Business Term Loan
Every business should have a backup account for unexpected expenses. Reserve a minimum of $150,000 to use now or whenever you need it.
Pre-Qualifications
- $150,000 Minimum request
- Minimum credit score of 551
- Minimum 2 years in business
- Minimum $17,000 monthly deposits
Business Line of Credit
Having an open line of credit becomes the heartbeat of your cashflow. Pay bills on time, save on late fees and build your business credit.
Pre-Qualifications
- $150,000 Minimum request
- Minimum credit score of 551
- Minimum 2 years in business
- Minimum $10,000 monthly deposits
Business Startup Loan
Launch your dream business with flexible startup funding. Get the capital you need to turn your vision into reality, even with limited business history.
Pre-Qualifications
- Minimum credit score of 600
- Viable business plan required
- Personal guarantee may apply
- Flexible funding amounts
Merchant Cash Advance
Get fast funding based on your future sales. Perfect for businesses with consistent credit card transactions who need quick access to working capital.
Pre-Qualifications
- Minimum $5,000 monthly revenue
- At least 3 months in business
- Regular credit card sales required
- Fast approval in 24-48 hours
Get Funded in 4 Easy Steps
From application to funding in as little as 48 hours
Apply Online
Fill out our simple 5-minute application. No complicated paperwork.
Instant Review
Our team reviews your application and property details immediately.
Get Approved
Receive your approval decision and loan terms within 24 hours.
Receive Funds
Sign documents and get funded. Money in your account in 24-48 hours.
Real Businesses, Real Results
See how we've helped hundreds of businesses unlock their funding potential
Michael Rodriguez
Rodriguez Construction
Atlanta, GA
"Manna Financial helped us secure $250,000 to purchase new equipment. The process was fast and straightforward - we were funded in 48 hours. No banks would touch us due to our short business history."
Funded Amount
$250,000
Loan Type
Equipment Financing
Sarah Thompson
Thompson Real Estate Group
Miami, FL
"The cash-out refinance process was seamless. I unlocked $500K in equity from my investment properties without the hassle of traditional banks. Best decision for growing my portfolio."
Funded Amount
$500,000
Loan Type
Cash-Out Refinance
James Chen
Chen Restaurant Group
Los Angeles, CA
"When COVID hit, we needed working capital fast. Manna came through with $150K in merchant cash advance within 24 hours. Their team was incredibly supportive during a difficult time."
Funded Amount
$150,000
Loan Type
Merchant Cash Advance
127+
Happy Clients
$45M+
Funded
4.8/5
Average Rating
Manna Financial vs Traditional Banks
See why businesses choose us over traditional lending institutions
The Choice is Clear
Get funded faster with fewer restrictions and more flexibility
Need help deciding what's best?
With so many funding options, it can be difficult to pick the best one. Our funding experts have compiled tools to help make the application process easier.
We work for you.
Honesty & Integrity
MannaFinancial.net is committed to conducting business with the utmost honesty and integrity. Our loyalty is dedicated to our clients and partners as we promise to do the right thing every time.
Privacy & Confidentiality
All information obtained from our clients and partners will be used solely for purpose of meeting their needs. Personal and identifiable factors are housed with a high level of security.
Intelligence & Experience
We take full responsibility in leading our clients and partners in the direction most beneficial for them. We use our expertise to help you make sound decisions in maximizing financial growth.
From Capital to Cash Flow—
Your Wealth Journey Starts Here
Don't just take out a loan—build an asset. Whether it's real estate, equipment, or business expansion, we help you turn financing into wealth generation.
Real Estate Wealth
Own property without traditional income verification. Build equity, collect rent, and create passive income streams that work for you 24/7.
Business Scaling
Turn your small business into an empire. Get equipment, expand operations, and hire the team you need to dominate your market.
Cash Flow Control
Lines of credit that breathe with your business. Pay bills on time, seize opportunities instantly, and never miss a beat.
Remember: "Diligent hands bring wealth." - Proverbs 10:4
Let's make it happen together in 2026!